Why businesses choose UKDC.
UKDC connects UK companies with a dedicated commercial debt recovery partner that focuses entirely on B2B — not consumer debt collection. That means every case referred through us is handled by specialists who understand commercial contracts, payment terms, and how to get another business to pay without unnecessary drama.
Specialist B2B Focus
We focus exclusively on commercial debt, helping businesses recover money owed by other businesses, not consumers.
No Win, No Fee
There are no upfront fees for recovery, with our no win, no fee approach meaning you only pay when money is recovered.
Clear Case Updates
You'll receive clear, honest updates throughout the process, so you always know where your debt recovery case stands.
Ethical Recovery Practices
Our recovery partners use professional, GDPR-compliant and ethical practices when pursuing outstanding business debts.
Escalation When Needed
Escalation pathway to Letters Before Action, Statutory Demands, and solicitors when genuinely needed.
UK-Wide & International
We help businesses of all sizes recover commercial debts across the UK, with international recovery also available.
How B2B debt recovery works.
Free case assessment
Your debt is reviewed and you're told honestly whether it's recoverable and what approach would be taken.
Formal recovery action begins
Letters, calls, and direct negotiation with the debtor — firm, professional, and persistent.
Escalation if required
For debts that don't respond to early contact, the case moves to formal legal demands or is referred to a solicitor.
Funds recovered and paid to you
You receive the recovered funds minus the agreed commission — nothing if nothing is collected.
Who we help.
As a UK debt recovery agency for businesses, we help companies pursue unpaid commercial debts and recover money owed by other businesses. From individual overdue invoices to multiple outstanding accounts, our professional debt recovery service gives businesses a straightforward way to take action when internal payment chasing has not worked.
We help businesses across a range of industries, including:
- SMEs across construction, professional services, manufacturing, and retail
- Businesses with one or several overdue commercial invoices
- Companies who've tried chasing internally without success
- Finance teams who want debt recovery handled by specialists, not generalists
Frequently asked questions.
In practice the terms are used interchangeably in the UK. Both describe a specialist firm that recovers money owed on your behalf — the important distinction is whether they specialise in consumer debt or commercial (B2B) debt, which UKDC's recovery partner does exclusively.
No — cases of all sizes are reviewed. What matters most is whether the debt is valid and evidenced, not the amount.
It becomes harder once a company is in formal insolvency, but every case is assessed honestly, including registering as a creditor where appropriate.
No — cases are handled one at a time. There's no ongoing contract or subscription; you simply refer debts as and when you need to.
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